Properties / 17428 W SUPERIOR Avenue
FHA ASSUMABLERate: 2.68%

17428 W SUPERIOR Avenue

$425,000
Goodyear, AZ 85338
4 beds3 baths2,525 sqftSingle Family
The assumable advantage
2.68%
FHA assumed rate
$42,472 interest already paid off
Estimated Loan Balance$272,067
Cash to close$156,764
Est. Monthly PITI$1,840
Initial Loan Amount$307,122
Time on site50 days
Remaining Term24 years, 6 months
Seller's equity (what you pay)
$152,933
Cash or secondary financing
Monthly savings
$1,243
Versus today's market rate
Est. savings per year
$15K
Versus today's market rate

About this home

Welcome to this charming 2019 built home with owned solar system! Seller is offering $1,000 carpet allowance. The front yard features beautiful landscaping, pavers on driveway, 3 car tandem garage with epoxy flooring & 8 ft garage door. As you enter the home, you will be delighted with the open concept leading to the great room & chef's kitchen. The kitchen features granite countertops, stainless steel appliances, pendant lights and a spacious island with seating. The master suite features a spa like bathroom and walk-in closet. There are 3 additional bedrooms and a den for additional space. The backyard features premium view lot backing common area with no neighbors behind, artificial turf and covered patio for entertaining or relaxing. There is also a water softener and 16 seer AC Unit.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $152,933. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,525
Property typeSingle Family
MLS #6994017
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,263/mo
Source est. payment (PITI)
$1,840/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$152,933

Asking price minus remaining loan balance. Closing costs are additional.

$0$152,933
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.