Properties / 11015 W MOBILE Lane
FHA ASSUMABLERate: 6.43%

11015 W MOBILE Lane

$569,500
Tolleson, AZ 85353
4 beds3 baths2,267 sqftSingle Family
The assumable advantage
6.43%
FHA assumed rate
$96,263 interest already paid off
Estimated Loan Balance$432,708
Cash to close$140,249
Est. Monthly PITI$3,385
Initial Loan Amount$446,964
Time on site50 days
Remaining Term26 years, 8 months
Seller's equity (what you pay)
$136,792
Cash or secondary financing
Monthly savings
$529
Versus today's market rate
Est. savings per year
$6K
Versus today's market rate

About this home

Large LOT-- 3 Baths -- 3 Car Garage -- Pool-Views--Verde Trails! The beautifully manicured landscape, 3-car garage & RV gates are just the beginning! Step inside to fall in love with the inviting open layout with wood-look flooring, contemporary lighting, and a soothing palette that makes you want to stay. The impeccable kitchen boasts detailed cabinets, tile backsplash, quartz countertops, a walk-in pantry, SS appliances, and an expansive island, perfect for entertaining. The main suite promises a good night's rest and features a practical walk-in closet and a bathroom with dual sinks for convenience. Your oasis awaits you in the backyard, complete with a covered patio, a grass area perfect for games, and a sparkling pool for a refreshing time!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $136,792. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,267
Property typeSingle Family
MLS #6983585
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,830/mo
Source est. payment (PITI)
$3,385/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$136,792

Asking price minus remaining loan balance. Closing costs are additional.

$0$136,792
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.