Properties / 25154 N 134TH Lane
FHA ASSUMABLERate: 5.81%

25154 N 134TH Lane

$469,900
Peoria, AZ 85383
3 beds2 baths1,963 sqftSingle Family
The assumable advantage
5.81%
FHA assumed rate
$2,977 interest already paid off
Estimated Loan Balance$12,167
Cash to close$457,733
Est. Monthly PITI$428
Initial Loan Amount$12,920
Time on site8 days
Remaining Term25 years
Seller's equity (what you pay)
$457,733
Cash or secondary financing
Monthly savings
$2,694
Versus today's market rate
Est. savings per year
$32K
Versus today's market rate

About this home

Welcome to single-story living in Rancho Cabrillo in North Peoria. This 3-bedroom, 2-bath home offers 1,963 sq ft with an open, comfortable layout and thoughtful upgrades throughout. The kitchen features quartz countertops, stainless steel appliances, upgraded cabinetry and an oversized island with plenty of room for everyday meals and entertaining. Hardwood-look tile flooring and smart-home features add style and convenience. A spacious garage provides extra room for vehicles, storage or hobbies. Conveniently located near Happy Valley Rd, Loop 303, shopping, dining, parks and the Lake Pleasant area for outdoor recreation. Welcome to single-story living in the desired Rancho Cabrillo community of North Peoria. This thoughtfully maintained three-bedroom, two-bathroom home offers 1,963 square feet of comfortable, modern space designed for everyday ease. Inside, you will find upgraded features that set this home apart, including durable tile hardwood flooring throughout the main areas and pre-wired surround sound ready for movie nights. The heart of the home centers around a spacious kitchen outfitted with upgraded quartz countertops, modern cabinetry, stainless steel appliances, and an oversized island that naturally becomes the gathering spot for morning coffee or evening prep. The intelligent single-level layout separates living areas for maximum privacy, while smart home features provide effortless temperature and security control. Parking and storage are simple with the big garage, providing ample room for vehicles and equipment. Outside your door, enjoy convenient access to Loop 303 and Happy Valley Road, making your daily commute straightforward. Weekend outings are easy with nearby dining, local parks, and the outdoor recreation at Lake Pleasant just a short drive away. This home blends practical upgrades with a welcoming layout in a fantastic North Peoria location.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $457,733. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,963
Property typeSingle Family
MLS #7075036
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$77/mo
Source est. payment (PITI)
$428/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$457,733

Asking price minus remaining loan balance. Closing costs are additional.

$0$457,733
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.