Properties / 21058 W SUNRISE Lane
FHA ASSUMABLERate: 6.09%

21058 W SUNRISE Lane

$524,999
Buckeye, AZ 85396
3 beds3 baths2,066 sqftSingle Family
The assumable advantage
6.09%
FHA assumed rate
$57,867 interest already paid off
Estimated Loan Balance$512,530
Cash to close$11,901
Est. Monthly PITI$3,821
Initial Loan Amount$523,859
Time on site1 day
Remaining Term28 years, 3 months
Seller's equity (what you pay)
$12,469
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Check out this gorgeous 3 bed, 2.5 bath property now for sale! Featuring tasteful stone accents, a manicured landscape, 2 car rear-entry garage, and a welcoming front porch, it's sure to be the home for you! Come inside to discover a spacious dining & living area w/high ceilings, stylish wood-look flooring, dazzling light fixtures, plantation shutters, and neutral palette throughout. The fabulous kitchen is comprised of ample cabinetry w/crown molding, quartz counters, tile backsplash, a walk-in pantry, SS appliances, and a prep island w/a breakfast bar. You'll love the primary suite, boasting a private bath w/dual sinks and a walk-in closet for all your belongings. Also including a quaint side yard w/a covered patio, and artificial turf, this home is a true gem! Act now! Owner/Agent

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $12,469. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet2,066
Property typeSingle Family
MLS #7078142
CountyMaricopa County
Assumable loanFHA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,171/mo
Source est. payment (PITI)
$3,821/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$12,469

Asking price minus remaining loan balance. Closing costs are additional.

$0$12,469
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.