Beautiful 3 Bedroom, 2.5 Bath, Two Story Home Located in amazing Avila Community in Rancho Mercado, Kitchen Island w/Breakfast Bar, Eat-In Kitchen Dining, Tankless water heater, Master Bedroom w/Walk-In Closet, Master Bathroom w/Dual Sinks & Separate Tub & Shower, 2 Additional Bedrooms and Hallway Bathroom Upstairs, Inside Laundry Room w/Washer & Dryer Included. Fenced Backyard, Covered Front Porch, 2 Car Garage. Hoa maintains front yard and community has walking paths, playground and Community Pool. Still looks like new!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $95,146. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.