Tucked at the end of a cul-de-sac on over an acre in Desert Hills, this well-maintained single level home offers the space, updates, and lifestyle buyers are looking for. Inside you'll find vaulted ceilings, tile flooring, a split floor plan with 4 bedrooms plus a HUGE den that could work as a 5th bedroom, and a kitchen straight out of a magazine with high-end cabinetry, tile backsplash, large island with seating, wine fridge, gas range, built-in pantry, and stainless steel appliances. Major updates include HVAC in 2017, roof in 2021, and pool equipment updates in 2025. Step outside to a large covered patio, pool and hot tub, new grass, gardening area, and tons of open space for horses, toys, full hook up for RVs with a cement patio. Move-in ready with room to truly enjoy Arizona living.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $121,086. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.