Properties / 26002 W PIUTE Avenue
FHA ASSUMABLERate: 5%

26002 W PIUTE Avenue

$409,900
Buckeye, AZ 85396
4 beds2 baths2,131 sqftSingle Family
The assumable advantage
5%
FHA assumed rate
$76,762 interest already paid off
Estimated Loan Balance$356,209
Cash to close$54,249
Est. Monthly PITI$2,727
Initial Loan Amount$380,443
Time on site29 days
Remaining Term25 years, 10 months
Seller's equity (what you pay)
$53,691
Cash or secondary financing
Monthly savings
$368
Versus today's market rate
Est. savings per year
$4K
Versus today's market rate

About this home

What a fabulous 4-bedroom home now on the market! Inside, the seamlessly flowing open floor plan is designed for comfortable everyday living, holiday gatherings, and special occasions. Wood-look flooring, abundant natural light, ceiling fans, and custom palette enhance the overall appeal. Impeccable kitchen features stainless steel appliances, a pantry, ample white cabinets, quartz counters, a prep island with a breakfast bar, and recessed/pendant lighting. Head to the large primary bedroom, complete with plush carpet, a private bathroom with an enclosed glass shower, and a walk-in closet. Flexible den makes the ideal spot for a playroom, gym, or office. Spacious backyard includes a covered patio, well-laid pavers, and artificial turf. Don't miss your chance to make it yours!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $53,691. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,131
Property typeSingle Family
MLS #7065434
CountyMaricopa County
Assumable loanFHA
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Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,049/mo
Source est. payment (PITI)
$2,727/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$53,691

Asking price minus remaining loan balance. Closing costs are additional.

$0$53,691
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.