Properties / 20763 W HOLT Drive
VA ASSUMABLERate: 6.5%

20763 W HOLT Drive

$1,295,000
Buckeye, AZ 85396
4 beds3 baths3,468 sqftSingle Family
The assumable advantage
6.5%
VA assumed rate
$49,506 interest already paid off
Estimated Loan Balance$828,548
Cash to close$467,240
Est. Monthly PITI$5,928
Initial Loan Amount$834,700
Time on site40 days
Remaining Term29 years, 2 months
Seller's equity (what you pay)
$466,452
Cash or secondary financing
Monthly savings
$2,351
Versus today's market rate
Est. savings per year
$28K
Versus today's market rate

About this home

*PAID SOLAR *3 Car Garage *SPARKLING NEW POOL* NEW Paint inside & out* Highly Upgraded 4 Bedroom, 3 Bath Home w/Beautiful Tile thru-out! Premium Corner Lot across from a Lg Park w/ a Great Curb appeal, a Lush green landscape & an Inviting Front Courtyard w/Travertine pavers & an outdoor Fireplace. Plantation Shutters, Solid wood Doors, Dazzling Light fixtures, High Ceilings & a neutral palette thru-out. Gourmet Kitchen w/Dbl Ovens, Gas Cooktop, Shaker Cabinetry, Quartz counters, Herringbone Tile backsplash, SS appliances, walk-in Pantry & a LG center Island/Breakfast Bar. Remodeled Primary suite w/Dual Vanities, Lg Walk-in Shower, Freestanding Tub & a Huge Closet. Both ACs replaced in 2023! Fully Landscaped backyard with a Pool & a Lg Patio w/Travertine pavers. Water Softener & R/O system Jack n Jill Bathroom between Bdrm 2 & 3. Upgraded Bathroom right by the 4th Bdrm which is split from the others. There is a walk-thru between the 2 Car Garage & the Single Car Garage perfect for extra Storage. New Hot Water Recirculating system. Lg Laundry room with Cabinets. This home will not disappointment you! Wonderful location and no homes across the Street.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $466,452. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet3,468
Property typeSingle Family
MLS #7061561
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$5,286/mo
Source est. payment (PITI)
$5,928/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$466,452

Asking price minus remaining loan balance. Closing costs are additional.

$0$466,452
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.