13,000 toward a rate buy-down + seller credit offered with lender incentives! This 3,114 Sq Ft, 4BD/3.5BA home sits on .49 acres inside the gated Tuscany Ranch community, featuring an RV gate & 3-car garage. A private courtyard entry with new pavers & grass sets the tone. Inside, spacious living & family rooms flow to the covered patio, while the chef's kitchen boasts a center island, granite counters, gas cooktop, wine bar & crown-molding cabinetry. The HUGE backyard is an entertainer's dream with a sparkling saltwater pool & in-pool seating. Whether a lock-and-leave retreat, rental investment, or full-time home, there's room for all your toys, with lakes & trails nearby!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $75,489. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.