Properties / 30212 N SUNRAY Drive
FHA ASSUMABLERate: 6.27%

30212 N SUNRAY Drive

$290,000
San Tan Valley, AZ 85143
3 beds2 baths1,331 sqftSingle Family
The assumable advantage
6.27%
FHA assumed rate
$67,940 interest already paid off
Estimated Loan Balance$307,526
Cash to close$0
Est. Monthly PITI$2,393
Initial Loan Amount$316,167
Time on site50 days
Remaining Term26 years, 7 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Short Sale! Become the proud owner of this lovely 3-bedroom residence in Johnson Ranch! You're greeted by a serene living room with vaulted ceilings, a soothing palette, and soft carpeting for added comfort. Create lasting memories in the great room, complete with sliding door access to the backyard for indoor-outdoor gatherings. The gourmet kitchen boasts granite tile counters, crisp white cabinetry with crown moulding, contemporary track lighting, built-in appliances, a pantry, and an island with a breakfast bar. The cozy main bedroom features a private bathroom and a walk-in closet for an organized wardrobe. Spend enchanting moments in the charming backyard, showcasing a covered patio and pristine artificial turf. Make this gem yours now!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,331
Property typeSingle Family
MLS #6870456
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,983/mo
Source est. payment (PITI)
$2,393/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.