Discover this cozy home ideally situated on a corner lot in Chino Valley. Just under a mile from the conveniences and amenities along Highway 89, this property offers both comfort and potential. It features a 10x12 storage shed which adds valuable functionality, while the fenced perimeter offers privacy and security. Whether you're looking for a primary residence, a second home, or an investment opportunity, this property combines location, usability, and future potential in one appealing package.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $22,641. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.