Properties / 600 W Havasu Lane
VA ASSUMABLERate: 6.27%

600 W Havasu Lane

$210,000
Meadview, AZ 86444
3 beds2 baths1,654 sqftSingle Family
The assumable advantage
6.27%
VA assumed rate
$41,185 interest already paid off
Estimated Loan Balance$186,213
Cash to close$26,376
Est. Monthly PITI$1,382
Initial Loan Amount$191,660
Time on site36 days
Remaining Term26 years, 7 months
Seller's equity (what you pay)
$23,787
Cash or secondary financing
Monthly savings
$37
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Ask about possible assumable 5.25% VA Loan! enjoy sweeping views of the Grand Wash Cliffs from this beautifully updated 1-acre property in Meadview Unit 2, ideally situated between Lake Mead and the Grand Wash Cliffs a hidden gem in Northwestern Arizona. This charming three-bedroom, two-bath home features a split floor plan with the spacious primary suite located at one end of the home and two guest bedrooms with a full bath at the opposite end, offering privacy and comfort for all. Recent upgrades include a new metal roof, new windows, new flooring, a new farm-style kitchen sink, new fixtures, and a new AC unit. The open-concept layout offers casual dining and an oversized great room with freestanding wood burning fireplace perfect for entertaining family and friends. The kitchen includes a central island with breakfast bar seating. A detached 24' x 32' two-car garage provides ample space for vehicles and recreational toys. The property is thoughtfully graded with desert landscaping and features a small outdoor workshop or storage shed. Relax on the covered front deck or back patio while taking in the stunning desert scenery. Zoned to allow camping, horses, and some livestock. Conveniently located just a short drive from downtown Meadview s restaurants, gift shops, VFW, and local market. Enjoy nearby adventures including Lake Mead, Grand Canyon Skywalk (approximately 40 minutes away), and countless off-road trails through the Joshua Tree National Forest. As a member of the Meadview Civic Association (MCA), you'll also have access to community amenities including a solar-heated pool, putt-putt golf, indoor/outdoor shuffleboard, pool tables, ping pong, tennis/pickleball courts, and Friday night bingo.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $23,787. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,654
Property typeSingle Family
MLS #030967
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,201/mo
Source est. payment (PITI)
$1,382/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$23,787

Asking price minus remaining loan balance. Closing costs are additional.

$0$23,787
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.