Properties / 43755 W JUNIPER Avenue
FHA ASSUMABLERate: 2.81%

43755 W JUNIPER Avenue

$299,900
Maricopa, AZ 85138
3 beds2 baths1,551 sqftSingle Family
The assumable advantage
2.81%
FHA assumed rate
$36,961 interest already paid off
Estimated Loan Balance$227,722
Cash to close$72,708
Est. Monthly PITI$1,566
Initial Loan Amount$258,226
Time on site45 days
Remaining Term24 years, 8 months
Seller's equity (what you pay)
$72,178
Cash or secondary financing
Monthly savings
$702
Versus today's market rate
Est. savings per year
$8K
Versus today's market rate

About this home

PRICED TO SELL AT $307,999! Don't miss this beautifully maintained 2021 built home situated on an oversized corner lot with room to enjoy, entertain & make your own! This move-in-ready home includes the refrigerator, washer, dryer, plus a brand new dishwasher & microwave, making your move even easier. The HVAC has been professionally inspected & fully tuned up for added peace of mind. Step outside to a spacious backyard with grass, open space & a new irrigation system, offering endless possibilities for entertaining, pets, play or your dream outdoor retreat. At $299,900, this home delivers incredible value.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $72,178. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,551
Property typeSingle Family
MLS #7059304
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,067/mo
Source est. payment (PITI)
$1,566/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$72,178

Asking price minus remaining loan balance. Closing costs are additional.

$0$72,178
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.