Stunning two story home in Rancho El Dorado with more than $77,000 in builder upgrades. Covered front porch and paver driveway. Wood look tile flows through the great room, dining area, and a beautiful kitchen with quartz island, 42 inch white shaker cabinets, subway tile backsplash, and stainless gas range. A main floor bedroom and full bath offer flexible living. Upstairs, a spacious loft and a primary suite with dual sinks, marble shower surround, and oversized walk in closet. Quartz in all three baths. Tankless water heater, soft water pre plumb, gas stub at patio, pre wired ceiling fans. Covered patio and large grass backyard framed in string lights. Two car garage with service door. Refrigerator will stay.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $27,604. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.