Properties / 11802 N HACIENDA Drive
VA ASSUMABLERate: 3.08%

11802 N HACIENDA Drive

$270,000
Sun City, AZ 85351
2 beds2 baths1,371 sqftSingle Family
The assumable advantage
3.08%
VA assumed rate
$39,531 interest already paid off
Estimated Loan Balance$227,041
Cash to close$44,473
Est. Monthly PITI$1,307
Initial Loan Amount$255,000
Time on site50 days
Remaining Term24 years, 8 months
Seller's equity (what you pay)
$42,959
Cash or secondary financing
Monthly savings
$496
Versus today's market rate
Est. savings per year
$6K
Versus today's market rate

About this home

Welcome to this energy-efficient solar home offering low-maintenance living in the desirable golf course community of Sun City. Designed for comfort and convenience, this inviting home features an open floor plan, neutral finishes, a built-in entertainment center, and a formal dining area. The kitchen boasts abundant wood cabinetry, stylish countertops, stainless steel appliances, and tile flooring. Enjoy two spacious bedrooms plus a versatile bonus room, updated baths, a den, and an Arizona room with a hot tub. The private backyard is complete with a paver patio and easy-care desert landscaping. Ideally located near recreation centers, golf, shopping, dining, and everyday amenities. A fantastic opportunity to own a move-in-ready Sun City home that's priced to sell.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $42,959. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,371
Property typeSingle Family
MLS #7041148
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,096/mo
Source est. payment (PITI)
$1,307/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$42,959

Asking price minus remaining loan balance. Closing costs are additional.

$0$42,959
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.