Beautifully updated & meticulously maintained, this North Central Phoenix gem offers turnkey living in one of the area's most desirable neighborhoods. The home features imported Saltillo tile, the ideal open floor plan, updated landscaping front & back, & a stunning backyard retreat w/ synthetic turf, pergola, upgraded patio fascia, & complete privacy w/ no rear neighbors. Inside, the kitchen shines with slab granite counters, refinished cabinetry, stainless steel appliances, island, & pull-out storage. The primary suite includes an upgraded en-suite bath w/ granite & modern lighting. Additional improvements include a newer water heater, new washer/dryer with 10-year warranty, ceiling fans in every room, & faux wood blinds throughout. A spacious covered patio & coy pond (currently empty)
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $513,210. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.