Desert Living Meets Modern Comfort in Topock/Golden Shores! Welcome to 5455 E Coconino Drive, a move-in-ready, ground-set home offering the perfect combination of comfort, thoughtful upgrades, and laid-back Arizona living. Situated on a generous .28-acre lot, this property offers plenty of room to enjoy the outdoors, plus a detached garage for your vehicles, desert toys, and extra storage. Inside, you ll find numerous recent updates, including upgraded windows, fresh interior and exterior paint, and exterior sunscreens designed for the Arizona climate. The kitchen features newer upgraded appliances, including a refrigerator connected to the reverse-osmosis system, range, mounted microwave, and a unique smart sink with rainfall feature and separate glass-filling spout. Smart-home conveniences make this property especially appealing as either a full-time residence or vacation getaway. A smart thermostat allows you to control the heating and cooling remotely, while the smart sprinkler system provides convenient app-based irrigation control. Additional improvements include a whole-house water softener, updated sprinkler valves, and a Ring floodlight/security camera overlooking the property. Both bathrooms have been refreshed with new sinks, faucets, and showerheads, and the home also includes an upgraded smart washer and dryer with separate compartments for smaller loads and an air-dry option for delicates. But the lifestyle may be the best part! Enjoy beautiful desert sunrises and sunsets, quiet surroundings, and riding trails accessible right from the property. The Colorado River and Topock 66 are approximately 10 minutes away, with the Topock launch ramp just minutes from home. Historic Route 66 is right down the street, and convenient access to I-40 and Highway 95 puts you between Mohave Valley and Lake Havasu City. Whether you re looking for a Colorado River getaway, desert adventure base, winter retreat, or full-time Arizona home, 5455 E Coconino Drive is ready for you.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $23,905. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.