Fantastic two-story home awaits you here in Highland Ridge! Offering 3 beds, 2 baths + powder room, 2.5-car garage, and manicured landscape. The inviting interior features abundant natural light, neutral palette, and carpet & tile flooring throughout. You'll love the seamlessly flowing layout, making entertaining a bliss! The eat-in kitchen boasts built-in appliances, recessed & pendant lights, a walk-in pantry, ample wood cabinetry w/crown molding, and an island w/breakfast bar. For added functionality, this gem comes with a versatile den downstairs and a large loft upstairs. The sizable main bedroom has an ensuite with dual sinks & a walk-in closet. Check out the spacious backyard with a covered patio, extended pavers, lush lawn, and an additional seating area! 1% lender incentive
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $297,898. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.