Properties / 9053 W AGORA Lane
FHA ASSUMABLERate: 7.03%

9053 W AGORA Lane

$470,000
Tolleson, AZ 85353
5 beds3 baths2,049 sqftSingle Family
The assumable advantage
7.03%
FHA assumed rate
$83,298 interest already paid off
Estimated Loan Balance$425,289
Cash to close$45,135
Est. Monthly PITI$3,498
Initial Loan Amount$436,929
Time on site50 days
Remaining Term27 years, 4 months
Seller's equity (what you pay)
$44,711
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to this beautifully maintained, nearly new 2024 home in the desirable Hurley Ranch community! This spacious single-level 5-bedroom, 3-bath home offers an open-concept floor plan designed for modern living. The stylish kitchen features ample cabinetry, a pantry, and flows seamlessly into the great room, making it perfect for entertaining. The spacious primary suite offers a private retreat, while the additional bedrooms provide flexibility for family, guests, or a home office. Enjoy a covered patio, low-maintenance backyard, and a 2-car garage. Conveniently located near parks, schools, shopping, dining, and easy freeway access. Move-in ready

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $44,711. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms3
Square feet2,049
Property typeSingle Family
MLS #7051659
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,922/mo
Source est. payment (PITI)
$3,498/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$44,711

Asking price minus remaining loan balance. Closing costs are additional.

$0$44,711
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.