Properties / 2413 W SUNLAND Avenue
VA ASSUMABLERate: 6.65%

2413 W SUNLAND Avenue

$455,000
Phoenix, AZ 85041
4 beds2 baths2,128 sqftSingle Family
The assumable advantage
6.65%
VA assumed rate
$96,715 interest already paid off
Estimated Loan Balance$417,799
Cash to close$37,671
Est. Monthly PITI$3,137
Initial Loan Amount$433,862
Time on site21 days
Remaining Term26 years, 8 months
Seller's equity (what you pay)
$37,201
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

This breathtaking 4 bedroom 2 bath home in the gated community at Liberty, features 9 foot ceilings, upgraded fixtures! The green belt south of the property helps you enjoy the privacy of no rear neighbors and lets you enjoy the mountain views. At the kitchen you are met immediately with the craftsmanship of the build, under cabinet lights, slats at the kitchen island, a barn sink and 42'' upper cabinets! The open concepts truly allows the Great living room show off the space. The tub and shower combo in the master bedroom along with the spacious walk in closet truly boasts the floor plan. The two bedrooms at the entrance of the house are divided by a beautifully decorated guest bathroom. The laundry room sink completes this stunning property! ALSO the current loan is VA ASSUMABLE!!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $37,201. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,128
Property typeSingle Family
MLS #7067149
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,792/mo
Source est. payment (PITI)
$3,137/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$37,201

Asking price minus remaining loan balance. Closing costs are additional.

$0$37,201
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.