Properties / 14467 W LA REATA Avenue
FHA ASSUMABLERate: 4.35%

14467 W LA REATA Avenue

$629,700
Goodyear, AZ 85395
5 beds4 baths3,876 sqftSingle Family
The assumable advantage
4.35%
FHA assumed rate
$97,459 interest already paid off
Estimated Loan Balance$108,846
Cash to close$521,755
Est. Monthly PITI$1,475
Initial Loan Amount$169,650
Time on site50 days
Remaining Term14 years, 3 months
Seller's equity (what you pay)
$520,854
Cash or secondary financing
Monthly savings
$2,859
Versus today's market rate
Est. savings per year
$34K
Versus today's market rate

About this home

Welcome to 14467 W La Reata Ave in the highly desirable Palm Valley community of Goodyear! This beautifully maintained residence offers spacious living areas, an open and functional floor plan. The home features generously sized bedrooms, expansive living and dining spaces, and a well-appointed kitchen designed for both everyday living and entertaining. Step outside to enjoy a private backyard retreat with ample space for outdoor gatherings, relaxation, or future customization. Experience the perfect blend of comfort, convenience, and Arizona living in one of Goodyear's desirable communities

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $520,854. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms4
Square feet3,876
Property typeSingle Family
MLS #7037223
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$855/mo
Source est. payment (PITI)
$1,475/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$520,854

Asking price minus remaining loan balance. Closing costs are additional.

$0$520,854
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.