Properties / 21610 W ASHLEIGH MARIE Street
FHA ASSUMABLERate: 3.08%

21610 W ASHLEIGH MARIE Street

$439,999
Buckeye, AZ 85326
4 beds3 baths3,018 sqftSingle Family
The assumable advantage
3.08%
FHA assumed rate
$41,425 interest already paid off
Estimated Loan Balance$238,970
Cash to close$203,136
Est. Monthly PITI$1,689
Initial Loan Amount$267,218
Time on site50 days
Remaining Term24 years, 9 months
Seller's equity (what you pay)
$201,029
Cash or secondary financing
Monthly savings
$1,444
Versus today's market rate
Est. savings per year
$17K
Versus today's market rate

About this home

You won't want to miss this incredible, 3018 sq. ft. home, FOAM INSULTED WALLS & BLOWN IN IN ATTIC, two-story gem featuring a 3 car garage tandem, epoxy, and a cozy front patio! SOLAR PD OFF AT COE. 2- 16 seer AC units, Appealing interior boasts wood-look tile flooring, custom palette, ceiling fans, abundant natural light, and a dedicated den or office. At the heart of the home, the harmonious open floor plan creates the perfect space for everyday living and making lasting memories. Fabulous kitchen includes ample 42'' cabinetry soft close, stainless steel appliances, induction stove, tile backsplash, a pantry, and lots of counter space. Upstairs, a versatile large loft provides the ideal spot for an entertainment area, playroom, or additional lounge. Large primary bedroom offers, plush carpet, an ensuite, and a walk-in closetOwners built a mudroom bench w/drawers. Finally, the spacious backyard has a lovely 12x12 concrete slab, gazebo for relaxing. 12x35 concrete slab ready for a large covered patio. Seize the opportunity while it's still available!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $201,029. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet3,018
Property typeSingle Family
MLS #7019720
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,151/mo
Source est. payment (PITI)
$1,689/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$201,029

Asking price minus remaining loan balance. Closing costs are additional.

$0$201,029
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.