LiIKE - NEW single-story home in Surprise without the new-build price! This move-in ready 3-bedroom, 2-bath home features an open-concept split floor plan with 1,701 sq. ft. The kitchen offers granite countertops, a large center island with breakfast bar, abundant cabinetry, and a spacious walk-in pantry. The oversized primary suite includes a large walk-in closet and private bath. Relax under the covered patio in the low-maintenance backyard. Conveniently located near shopping, restaurants, parks, schools, and Loop 303. Ideal for buyers looking for a move-in ready home under $400K in Surprise.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $19,194. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.