Properties / 25727 W VICTORY Street
FHA ASSUMABLERate: 3.24%

25727 W VICTORY Street

$425,000
Buckeye, AZ 85326
4 beds2 baths1,868 sqftSingle Family
The assumable advantage
3.24%
FHA assumed rate
$41,919 interest already paid off
Estimated Loan Balance$154,427
Cash to close$272,133
Est. Monthly PITI$1,673
Initial Loan Amount$211,029
Time on site50 days
Remaining Term13 years
Seller's equity (what you pay)
$270,573
Cash or secondary financing
Monthly savings
$1,292
Versus today's market rate
Est. savings per year
$16K
Versus today's market rate

About this home

YOUR PRIVATE ARIZONA OASIS--NOT ANOTHER PROJECT WAITING TO BE FINISHED! Why Wait For A New Build Only To Spend Months, If Not Years, Transforming A Dirt Backyard Into The Private Arizona Retreat You've Always Wanted? Priced Under $425K, This Move-In Ready Home Already Delivers The Arizona Lifestyle So Many Buyers Are Looking For With A Resort-Style Backyard, Desirable Upgrades, And A Fixed Solar Agreement For Under $100 Per Month (Buyer To Qualify For And Assume The Agreement). Step Outside Into A Private Backyard Oasis That Is Already Complete And Ready To Enjoy. Featuring A Beautiful Kidney-Shaped Saltwater Pool, Separate Hot Tub, Mature Palm Trees, Professional Landscaping, Custom Landscape Lighting. This Space Is Designed For Relaxing Or Entertaining Long Into The Arizona Evenings. Unlike Many Homes In This Price Range, There Is No Backyard Project Waiting After Closing--The Time, Expense, And Work Have Already Been Done. Adding Even More Value Is The 22-Panel Solar System, Providing Predictable Monthly Payments And An Attractive Energy-Efficient Feature For Arizona Living. Inside, You'll Find Bright, Open Living Spaces, Soaring Ceilings, A Spacious Great Room, A Modern Kitchen With Granite Countertops, Stainless Steel Appliances, A Large Center Island, And A Split Primary Suite With Private Access To Your Backyard Retreat. When Comparing Homes In This Price Range, Look Beyond The Base Purchase Price And Consider The Value Of What Is Already Included. This Home Offers A Finished Resort-Style Backyard, Saltwater Pool, Separate Hot Tub, Mature Landscaping, Custom Landscape Lighting, And Energy-Efficient Solar Features That Many Buyers Dream Of But Often Have To Add After Closing. Move In, Unpack, And Start Enjoying The Finished Arizona Lifestyle From Day One.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $270,573. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet1,868
Property typeSingle Family
MLS #7046886
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,214/mo
Source est. payment (PITI)
$1,673/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$270,573

Asking price minus remaining loan balance. Closing costs are additional.

$0$270,573
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.