Stunning 2022 Single-Level Home on an end Lot! This move-in ready, 4-bedroom, 2-bathroom home features a separate den--perfect for a home office--and a spacious 1,913 sq. ft. layout. Recently upgraded with brand-new flooring, the open interior is flooded with natural light. The modern kitchen shines with granite countertops, a large island with a breakfast bar, and stainless steel appliances (stove has an optional gas line hookup!). Energy-efficient perks include a tankless water heater and dual-pane windows. Enjoy a private backyard with a covered patio. Located in the popular Verde Trails community with easy freeway access.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $416,940. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.