Properties / 10211 W DEANNE Drive
VA ASSUMABLERate: 4.17%

10211 W DEANNE Drive

$337,000
Sun City, AZ 85351
2 beds2 baths1,701 sqftSingle Family
The assumable advantage
4.17%
VA assumed rate
$52,891 interest already paid off
Estimated Loan Balance$283,032
Cash to close$56,479
Est. Monthly PITI$1,730
Initial Loan Amount$304,200
Time on site50 days
Remaining Term25 years, 8 months
Seller's equity (what you pay)
$53,968
Cash or secondary financing
Monthly savings
$489
Versus today's market rate
Est. savings per year
$6K
Versus today's market rate

About this home

Detached home in desirable 55+ Sun City--an exceptional opportunity for snowbirds seeking sunshine, mild winters & easy Arizona living! Gorgeous curb appeal. Spacious great room with freestanding fireplace & bright AZ room. Kitchen features ample cabinetry, pantry, breakfast bar & new appliances ('25). Primary suite offers ensuite bath with tiled shower & grab bars. Oversized laundry room includes built-ins, utility sink, washer/dryer & abundant shelving. Multiple covered outdoor spaces to enjoy, private fenced yard & low-maintenance landscaping. 2-car garage has built-in cabinetry & side carport for extra vehicles. HVAC approx. 10 years. Don't let the days on market fool you--this home is exceptionally clean, well-maintained & move-in ready. Motivated sellers can close quickly if needed.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $53,968. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,701
Property typeSingle Family
MLS #7016362
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,498/mo
Source est. payment (PITI)
$1,730/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$53,968

Asking price minus remaining loan balance. Closing costs are additional.

$0$53,968
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.