Properties / 17881 W Hubbard Drive
FHA ASSUMABLERate: 3.72%

17881 W Hubbard Drive

$395,999
Goodyear, AZ 85338
3 beds2 baths2,068 sqftSingle Family
The assumable advantage
3.72%
FHA assumed rate
$60,767 interest already paid off
Estimated Loan Balance$231,274
Cash to close$166,249
Est. Monthly PITI$1,769
Initial Loan Amount$265,109
Time on site50 days
Remaining Term23 years, 5 months
Seller's equity (what you pay)
$164,725
Cash or secondary financing
Monthly savings
$1,101
Versus today's market rate
Est. savings per year
$13K
Versus today's market rate

About this home

Beautiful single level 3bedroom 2 bath Plus Den/Office that can easily be turned into a 4th Bedroom & 2 car garage. Spacious Front Entryway w/High Ceilings.Kitchen Boasts Breakfast Bar, granite counter tops . The enlarged primary bedroom offers a great space makes for a perfect retreat at the end of the day. The primary bathroom offers double sinks and a separate shower & tub, as well as a walk-in closet.Double French Doors off the very spacious Great Room Lead to Backyard Featuring Covered Patio Area. Corner Lot. Resort Style Living with Beautiful Lakes and Walking Trails in the Estrella Mountain Community.Leased Solar Panels.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $164,725. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet2,068
Property typeSingle Family
MLS #7041796
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,234/mo
Source est. payment (PITI)
$1,769/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$164,725

Asking price minus remaining loan balance. Closing costs are additional.

$0$164,725
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.