Properties / 4651 S SAN PEDRO Avenue
VA ASSUMABLERate: 5.27%

4651 S SAN PEDRO Avenue

$175,000
Sierra Vista, AZ 85650
3 beds2 baths1,683 sqftSingle Family
The assumable advantage
5.27%
VA assumed rate
$34,201 interest already paid off
Estimated Loan Balance$147,500
Cash to close$27,277
Est. Monthly PITI$1,072
Initial Loan Amount$157,542
Time on site0 days
Remaining Term25 years, 10 months
Seller's equity (what you pay)
$27,500
Cash or secondary financing
Monthly savings
$160
Versus today's market rate
Est. savings per year
$2K
Versus today's market rate

About this home

Step inside this 3-bedroom, 2-bath, 1,683 sq ft home and feel right at home. The spacious living area features a fireplace -- perfect for cool evenings -- and a dedicated office/study space with a built-in desk, ideal for remote work or homework. The spacious master suite boasts a large bathroom with an amazing garden tub, giving you your own private retreat to soak the day away. Outside, enjoy true country living on a large, fully fenced front and back yard -- plenty of room for kids, pets, gardening, or weekend gatherings. Professionally cleaned and move-in ready, this home is spotless from top to bottom!Peaceful, private country living without being far from the city -- and priced right for affordability!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $27,500. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,683
Property typeSingle Family
MLS #7079077
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$872/mo
Source est. payment (PITI)
$1,072/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$27,500

Asking price minus remaining loan balance. Closing costs are additional.

$0$27,500
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.