Properties / 4504 S MOLE
FHA ASSUMABLERate: 6.5%

4504 S MOLE

$519,000
Mesa, AZ 85212
3 beds2 baths1,789 sqftSingle Family
The assumable advantage
6.5%
FHA assumed rate
$57,821 interest already paid off
Estimated Loan Balance$504,377
Cash to close$15,135
Est. Monthly PITI$3,677
Initial Loan Amount$513,122
Time on site50 days
Remaining Term28 years, 4 months
Seller's equity (what you pay)
$14,623
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Discover rare savings in Eastmark with this stunning energy-efficient home featuring an ASSUMABLE LOAN starting at 2.99% thru 2026, 3.99% thru 2027 & capped at 4.99%! Enjoy an open-concept great room, gourmet kitchen with quartz counters, stainless appliances & large island--perfect for entertaining. Spacious primary suite, walk-in closet, upgraded bath and versatile Den/flex space ideal for guests, office or playroom. Low-maintenance backyard with covered patio for indoor/outdoor living. Located in Eastmark with resort-style pool, parks, playgrounds, clubhouse & community events. Close to top-rated schools, dining, shopping, Loop 202 & US-60 for easy commuting. Don't miss this Eastmark home with incredible assumable financing!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $14,623. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,789
Property typeSingle Family
MLS #7051716
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,250/mo
Source est. payment (PITI)
$3,677/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$14,623

Asking price minus remaining loan balance. Closing costs are additional.

$0$14,623
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.