Properties / 10470 E MARIGOLD Lane
FHA ASSUMABLERate: 5%

10470 E MARIGOLD Lane

$289,900
Florence, AZ 85132
3 beds2 baths1,457 sqftSingle Family
The assumable advantage
5%
FHA assumed rate
$3,568 interest already paid off
Estimated Loan Balance$16,428
Cash to close$273,504
Est. Monthly PITI$374
Initial Loan Amount$17,810
Time on site13 days
Remaining Term22 years, 10 months
Seller's equity (what you pay)
$273,472
Cash or secondary financing
Monthly savings
$1,609
Versus today's market rate
Est. savings per year
$19K
Versus today's market rate

About this home

CHARMING 3BD | 2BA CUL-DE-SAC HOME BACKING COMMUNITY PARK | BUILT 2019 | LARGE LOT | QUEEN CREEK / SAN TAN VALLEY, AZ Welcome to one of the most desirable spots in the neighborhood , a beautifully maintained 2019-built 3 bedroom, 2 bathroom home tucked at the end of a quiet cul-de-sac right next to a community park. With a large lot, a well kept interior, and access to some of the best community amenities KITCHEN & DINING An open concept kitchen and large dining area designed for both everyday living and entertaining. Featuring gorgeous granite countertops, a breakfast bar, stainless steel appliances, a pantry, and ample cabinet and counter space. this kitchen has everything you need and then some. LIVING SPACES Three generously sized bedrooms, two full bathrooms with dual sinks, tile and carpet in all the right places, and a layout that simply works. This home has been lovingly maintained since it was built and it shows in every detail. OUTDOOR LIVING A large lot with easy care front and backyard landscaping. Enjoy Arizona's beautiful weather without the weekend yard work. And with the community park right next door you have even more green space right outside your front door. COMMUNITY AMENITIES This community is packed with amenities that buyers are searching for: Splash pad, Resort-style pool, Basketball courts Tennis courts, Multiple playgrounds, Green spaces and walking areas, K-8 school within the community ADDITIONAL HIGHLIGHTS Built in 2019, newer construction with modern finishes Large cul-de-sac lot , extra space and minimal traffic, neighbors to the community park, Well maintained throughout

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $273,472. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,457
Property typeSingle Family
MLS #7073182
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$101/mo
Source est. payment (PITI)
$374/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$273,472

Asking price minus remaining loan balance. Closing costs are additional.

$0$273,472
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.