Great home. Open floor plan, 3 bedroom, 2 bath, 2 car garage, landscaped gravel front yard with decorative block retaining wall for additional parking in front, vaulted ceilings, tile floors in main areas. fans in every room, mature shade trees, huge covered patio & connecting open patio for enjoyment, 2 nice storage buildings (2 year old 10 x 12 Tuff shed and a big 12 x 16 Storage/Studio Building that is insulated and drywalled and has concrete floor with electric installed). Rear yard is landscaped and has full chain link fencing plus some additional wood privacy fencing, Appliances include refrigerator, propane gas stove, dishwasher, dryer and new washer, new roof in 4/2024, 2 of the shelving units stay in garage (same wall as water heater), there is a wash behind the fencing in rear
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $205,623. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.