Properties / 14240 W HACKAMORE Drive
FHA ASSUMABLERate: 6.54%

14240 W HACKAMORE Drive

$369,000
Surprise, AZ 85387
3 beds3 baths1,793 sqftSingle Family
The assumable advantage
6.54%
FHA assumed rate
$80,420 interest already paid off
Estimated Loan Balance$361,758
Cash to close$7,656
Est. Monthly PITI$2,803
Initial Loan Amount$375,954
Time on site36 days
Remaining Term26 years, 8 months
Seller's equity (what you pay)
$7,242
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Welcome to this beautiful newly built home offering 3 bedrooms, 2.5 bathrooms, and a thoughtfully designed layout perfect for modern living. Move-in ready, this home combines contemporary finishes with a piece of mind that comes with builder fresh construction. The spacious open kitchen features stainless steel appliances, a gas range, and a large island perfect for entertaining. Step outside to a nicely landscaped low maintenance backyard, featuring durable pavers, artificial turf, and your own private putting green so you can sharpen your short game without ever leaving home. Upstairs offers a lovely primary suite with dual vanity, expansive shower, and walk-in closet, as well as 2 additional bedrooms, guest bathroom, space for an office setup, and a convenient laundry room. Enjoy the community amenities at the parks or playground, and access to two community pools. This is an amazing opportunity to own a nearly new constructed home located in the highly rated Dysart Unified School District and within an easy reach of two major regional employment hubs with TSMC only 16 miles away and Luke Air Force Base only 19 miles away. An incredible area with plenty of shopping, restaurants, and quick access to Lake Pleasant as well!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $7,242. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet1,793
Property typeSingle Family
MLS #7062780
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,392/mo
Source est. payment (PITI)
$2,803/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$7,242

Asking price minus remaining loan balance. Closing costs are additional.

$0$7,242
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.