Fantastic opportunity to own this charming single-level Phoenix home knowing the big ticket items including the roof, HVAC system, and windows have recently been replaced! Inside this functional 4 bedroom - 2 bathroom floor plan, you can enjoy a separate living room plus an open family and dining area with shutters throughout. The kitchen features stainless steel appliances, granite countertops, tile backsplash, and a peninsula with breakfast bar. The primary suite includes a walk-in closet and private bath. Enjoy the spacious backyard with covered patio, grassy area, and storage sheds. This house is ready to be made into your home! Conveniently located near schools, shopping, dining, parks, and freeways!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $281,028. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.