Assumable VA loan for Veterans at 2.875% Welcome to Legado, one of Queen Creek's most desirable communities, where modern living, family-friendly amenities, and the area's incredible growth come together. With new restaurants, shopping, entertainment, and everyday conveniences continuing to arrive throughout Queen Creek, it's easy to see why so many buyers are choosing to call this area home. This beautifully upgraded home offers the perfect blend of style, functionality, and space. Featuring 4 bedrooms, enclosed den, 2.5 bathrooms, and an oversized loft with its own office nook, the flexible layout is designed to adapt to the way you live. The primary suite is conveniently located on the main floor, creating a private retreat separate from the additional bedrooms upstairs. At the heart of the home, the open-concept kitchen flows seamlessly into the living and dining spaces, making it ideal for entertaining and everyday life. Custom shiplap accents, built-in storage, and a cozy fireplace add warmth and character throughout. The formal dining room has been thoughtfully transformed into a stylish bar and entertaining area, creating the perfect space to host friends and family. Step outside and you'll find a backyard designed to be enjoyed year-round. The custom ramada with mounted outdoor TV creates the ultimate gathering spot, while the in-ground trampoline, turf, and pavers offer fun and low-maintenance living. Whether you're entertaining a crowd or enjoying a quiet evening outdoors, this space is ready for it all. The epoxy-finished 3-car garage provides plenty of room for vehicles, storage, hobbies, and weekend projects. Living in Legado means enjoying exceptional community amenities including a splash pad, ninja warrior course, basketball courts, cornhole, playgrounds, and open green spaces that encourage an active lifestyle and strong sense of community. Beautifully upgraded, thoughtfully designed, and located in one of Queen Creek's fastest-growing and most sought-after neighborhoods, this is the kind of home buyers wait for.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $186,905. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.