Properties / 11826 W FOOTHILL Drive
VA ASSUMABLERate: 2.74%

11826 W FOOTHILL Drive

$415,000
Sun City, AZ 85373
4 beds3 baths2,395 sqftSingle Family
The assumable advantage
2.74%
VA assumed rate
$40,843 interest already paid off
Estimated Loan Balance$258,498
Cash to close$158,318
Est. Monthly PITI$1,554
Initial Loan Amount$292,837
Time on site50 days
Remaining Term24 years, 7 months
Seller's equity (what you pay)
$156,502
Cash or secondary financing
Monthly savings
$1,242
Versus today's market rate
Est. savings per year
$15K
Versus today's market rate

About this home

NOT AN AGE RESTRICTED COMMUNITY! Stop the tape! You'll want to lock this house away. Don't just stand there, operate- on writing an offer as soon as possible! You do not want to miss out on this exclusive opportunity to own one of the prized jewels in Crossriver! We've got the perfect 4-bedroom home with the largest and most spacious rooms and closets you've ever seen! There's a brand-new fresh coat of paint inside and this home has been incredibly well cared for by its previous family. Just look at that backyard with the sparkling pool. This is the backyard that will make your friends drool with envy. This location will make like a breeze. You can get to anywhere in the west valley within minutes due to your close proximity to the 303. Let's face it, this home has everything you will ever need and in the location of your dreams! This is your moment. If you had one shot, one opportunity to grab the house you've always wanted... would you capture it, or just let it slip?

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $156,502. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,395
Property typeSingle Family
MLS #7046164
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,205/mo
Source est. payment (PITI)
$1,554/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$156,502

Asking price minus remaining loan balance. Closing costs are additional.

$0$156,502
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.