Properties / 251 N STARR Road
VA ASSUMABLERate: 3.96%

251 N STARR Road

$329,000
Apache Junction, AZ 85119
2 beds2 baths961 sqftSingle Family
The assumable advantage
3.96%
VA assumed rate
$47,654 interest already paid off
Estimated Loan Balance$65,837
Cash to close$264,403
Est. Monthly PITI$695
Initial Loan Amount$97,550
Time on site50 days
Remaining Term15 years, 6 months
Seller's equity (what you pay)
$263,163
Cash or secondary financing
Monthly savings
$1,466
Versus today's market rate
Est. savings per year
$18K
Versus today's market rate

About this home

Stunning Superstition Mountain Views - Move-In Ready! Exceptional value on a sprawling 1.25-acre lot at the base of the Superstition Mountains. Recent Updates Include: New architectural roof & fresh skirting Spray foam under-carriage insulation for lower utility bills New master bath walk-in shower Luxury Vinyl Plank flooring throughout Fresh interior & exterior professional paint Washer, dryer & stainless kitchen appliances included. The split 2-bed, 2-bath layout features a private master suite and a second fully independent suite with its own bathroom--ideal for guests or extended family. Enjoy a full-length covered patio with unobstructed mountain views. The fully gated 1.25-acre lot accommodates horses, RV and trailer parking, and has room for future structures like a workshop Rare opportunity to own over an acre at the base of the Superstition Mountains with stunning desert views and wide-open space. This 2 bedroom, 2 bathroom home offers the perfect blend of functionality and flexibility in a highly desirable Apache Junction location. Enjoy your morning coffee under the full-length covered patio while taking in the mountain backdrop. Inside, you'll find a bright, open layout with spacious living areas, ample cabinet storage, and stainless steel appliances. The property is fully usable and set up for horse use, featuring fencing, a gated entry, and plenty of room for animals, trailers, RVs, or future improvements. Whether you're looking to expand, customize, or simply enjoy the extra space, the possibilities here are wide open. With no wasted space, incredible views, and room to grow, this property is ideal for those seeking land, privacy, and convenience--just minutes from shopping, dining, and outdoor recreation. Don't miss your chance to own a piece of the Superstition Mountain lifestyle.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $263,163. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet961
Property typeSingle Family
MLS #7009558
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$474/mo
Source est. payment (PITI)
$695/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$263,163

Asking price minus remaining loan balance. Closing costs are additional.

$0$263,163
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.