Properties / 25519 W CROWN KING Road
FHA ASSUMABLERate: 2.74%

25519 W CROWN KING Road

$329,000
Buckeye, AZ 85326
4 beds3 baths2,485 sqftSingle Family
The assumable advantage
2.74%
FHA assumed rate
$43,756 interest already paid off
Estimated Loan Balance$278,699
Cash to close$57,892
Est. Monthly PITI$1,800
Initial Loan Amount$309,294
Time on site50 days
Remaining Term24 years, 7 months
Seller's equity (what you pay)
$50,301
Cash or secondary financing
Monthly savings
$641
Versus today's market rate
Est. savings per year
$8K
Versus today's market rate

About this home

Rare opportunity to purchase well below comparable sales and build equity from day one. This 4 bed, 2.5 bath home in Westpark offers strong upside and long term value. Functional layout includes a dedicated downstairs office and an open floor plan with a spacious kitchen, extensive counter space, ample cabinetry, and a large walk in pantry. Upstairs features four generously sized bedrooms. Property is priced to reflect cosmetic updates and offers clear equity potential compared to renovated homes nearby. Short sale submitted to lender and awaiting approval. Strong value compared to nearby sales.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $50,301. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,485
Property typeSingle Family
MLS #6885401
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,299/mo
Source est. payment (PITI)
$1,800/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$50,301

Asking price minus remaining loan balance. Closing costs are additional.

$0$50,301
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.