ASSUMABLE FHA loan is available at just 5.75%. Must be pre-screened through UME Assumption Specialists Step into this beautifully maintained, move-in ready home offering modern finishes, an open-concept layout, and effortless Arizona living. The spacious kitchen features rich cabinetry, ample counter space, a large island with seating, and seamless flow into the main living and dining areas, perfect for entertaining or everyday comfort. The split floorpan provides privacy to the primary suite, complete with a spacious bathroom, dual sinks, walk-in shower, and generous closet space. Neutral tones and upgraded flooring throughout create a clean, modern feel with nothing left to do but unpack and enjoy Step into this beautifully maintained, move-in ready home offering modern finishes, an open-concept layout, and effortless Arizona living. An incredible added value: an assumable FHA loan is available at just 5.75%, creating a rare opportunity for qualified buyers to secure a below-market interest rate. The spacious kitchen features rich cabinetry, ample counter space, a large island with seating, and seamless flow into the main living and dining areas, perfect for entertaining or everyday comfort. The split floorplan provides privacy to the primary suite, complete with a spacious bathroom, dual sinks, walk-in shower, and generous closet space. Neutral tones and upgraded flooring throughout create a clean, modern feel with nothing left to do but unpack and enjoy. Outside, you'll find low-maintenance desert landscaping, a covered patio, and a blank-slate backyard ready for your personal touch. Conveniently located near shopping, dining, parks, and everyday amenities, this home combines comfort, convenience, and exceptional financing potential in one attractive package.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $44,154. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.