Properties / 25137 W WAYLAND Drive
FHA ASSUMABLERate: 6.77%

25137 W WAYLAND Drive

$324,900
Buckeye, AZ 85326
3 beds2 baths1,448 sqftSingle Family
The assumable advantage
6.77%
FHA assumed rate
$25,932 interest already paid off
Estimated Loan Balance$351,669
Cash to close$0
Est. Monthly PITI$2,638
Initial Loan Amount$355,443
Time on site0 days
Remaining Term29 years
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

This charming 3-bedroom home is sure to impress! Check out inside and fall in love with the large open floor plan thoughtfully designed to provide a seamless flow for everyday living and entertaining. Spotless kitchen comes with stainless steel appliances, a pantry, recessed/pendant lighting, plenty of cabinetry with crown moulding, subway tile backsplash, quartz counters, and a prep island with a breakfast bar. Have a good night's sleep in the perfectly sized main bedroom, bathed in natural light and enhanced by plush carpeting, a private bathroom, and a walk-in closet. The secondary bedrooms also include sliding-door closets for easy organization. Spacious backyard has a covered patio and enough room for a future pool. What are you waiting for? Make it yours before it's gone!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,448
Property typeSingle Family
MLS #7079465
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,310/mo
Source est. payment (PITI)
$2,638/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.