Properties / 4310 W OCOTILLO Road
FHA ASSUMABLERate: 4.17%

4310 W OCOTILLO Road

$280,000
Glendale, AZ 85301
4 beds3 baths1,576 sqftSingle Family
The assumable advantage
4.17%
FHA assumed rate
$21,473 interest already paid off
Estimated Loan Balance$114,297
Cash to close$166,113
Est. Monthly PITI$883
Initial Loan Amount$123,500
Time on site50 days
Remaining Term25 years, 8 months
Seller's equity (what you pay)
$165,703
Cash or secondary financing
Monthly savings
$1,046
Versus today's market rate
Est. savings per year
$13K
Versus today's market rate

About this home

A charming 4 bed, 3 bath townhome in West Plaza II is now for sale! Featuring tasteful brick veneers and assigned carport parking, it's sure to be the one you've been looking for! Come inside to discover a sizeable dining & living areas w/elegant wood-look flooring and custom palette throughout. The fabulous kitchen comes equipped w/ample cabinetry, granite counters & backsplash, and all the stainless steel appliances you'll need for home cooking. End your busy day in the primary suite, showcasing a private bath for added convenience. Out back you'll find a large covered patio, where you can spend a relaxing summer evening w/friends & loved ones. Don't forget about the sparkling blue Community pool! What are you waiting for? Hurry and act now!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $165,703. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet1,576
Property typeSingle Family
MLS #7055969
CountyMaricopa County
Assumable loanFHA
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Free · No commitment · Typical reply in 15 min
Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$605/mo
Source est. payment (PITI)
$883/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$165,703

Asking price minus remaining loan balance. Closing costs are additional.

$0$165,703
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.