Properties / 3423 W INSPIRATION Drive
VA ASSUMABLERate: 2.68%

3423 W INSPIRATION Drive

$632,999
Phoenix, AZ 85086
4 beds3 baths2,295 sqftSingle Family
The assumable advantage
2.68%
VA assumed rate
$54,006 interest already paid off
Estimated Loan Balance$335,539
Cash to close$296,653
Est. Monthly PITI$1,983
Initial Loan Amount$385,105
Time on site2 days
Remaining Term24 years, 6 months
Seller's equity (what you pay)
$297,460
Cash or secondary financing
Monthly savings
$2,175
Versus today's market rate
Est. savings per year
$26K
Versus today's market rate

About this home

HOT OFF THE PRESS! Rare opportunity in THE LANDINGS with Community Center access & NO SOCIAL FEES! This meticulously maintained 2,295 Sq Ft single-story home in gated Anthem offers privacy, comfort & incredible mountain views. Recent updates include fresh interior paint, fixtures, knobs, ceiling fans & showerheads throughout. Unique split layout features a separate 1BR/1BA with single-car garage, ideal for guests, office, workshop or potential en-suite living. The main home offers 3BR/2BA with a 2-car garage. Perfect for seasonal lock-and-leave living, vacation home, investment or full-time residence. Close to hiking, freeways, A+ schools, hospitals, shopping & dining!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $297,460. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,295
Property typeSingle Family
MLS #205929
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,558/mo
Source est. payment (PITI)
$1,983/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$297,460

Asking price minus remaining loan balance. Closing costs are additional.

$0$297,460
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.