Properties / 2921 N DAISY Drive
FHA ASSUMABLERate: 3.77%

2921 N DAISY Drive

$264,900
Florence, AZ 85132
3 beds3 baths1,538 sqftSingle Family
The assumable advantage
3.77%
FHA assumed rate
$40,164 interest already paid off
Estimated Loan Balance$80,888
Cash to close$184,255
Est. Monthly PITI$908
Initial Loan Amount$107,142
Time on site30 days
Remaining Term18 years, 10 months
Seller's equity (what you pay)
$184,012
Cash or secondary financing
Monthly savings
$1,062
Versus today's market rate
Est. savings per year
$13K
Versus today's market rate

About this home

Welcome to this beautiful, move-in-ready 2-story home in the highly desirable community of Anthem at Merrill Ranch! Featuring a well-designed floor plan and excellent condition, this home offers new appliances, a new water softener, fresh interior paint, and clean carpeting throughout. The main level provides comfortable living space along with a convenient half bath, while upstairs you'll find generously sized bedrooms, a versatile loft perfect for an office, media area, playroom, or additional living space, and a conveniently located laundry room complete with a newer washer and dryer. Step outside to the oversized backyard, offering plenty of room to create the outdoor space you've always wanted--whether that means entertaining, relaxing, gardening, or adding your own personal... touches. Enjoy the incredible resort-style lifestyle Anthem at Merrill Ranch has to offer, including a golf course and restaurant, beautiful parks, fishing pond, pools, water park, and award-winning recreation center with an impressive array of amenities and activities. This is a fantastic opportunity to enjoy a beautifully maintained, updated home in one of the area's most sought-after communities. Come see all this home and Merrill Ranch have to offer!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $184,012. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms3
Square feet1,538
Property typeSingle Family
MLS #7065295
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$500/mo
Source est. payment (PITI)
$908/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$184,012

Asking price minus remaining loan balance. Closing costs are additional.

$0$184,012
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.