Properties / 7627 N MESA VISTA Drive
FHA ASSUMABLERate: 6.75%

7627 N MESA VISTA Drive

$289,900
Payson, AZ 85541
3 beds2 baths1,352 sqftSingle Family
The assumable advantage
6.75%
FHA assumed rate
$52,606 interest already paid off
Estimated Loan Balance$242,068
Cash to close$48,095
Est. Monthly PITI$1,961
Initial Loan Amount$250,381
Time on site30 days
Remaining Term26 years, 11 months
Seller's equity (what you pay)
$47,832
Cash or secondary financing
Monthly savings
$82
Versus today's market rate
Est. savings per year
$1K
Versus today's market rate

About this home

Enjoy the peaceful lifestyle of Mesa Del Caballo in this inviting 3-bedroom, 2-bath home offering 1,352 square feet of comfortable living space. The thoughtfully designed floor plan provides a spacious living area, functional kitchen, and comfortable bedrooms, making it ideal as a full-time residence or weekend retreat. Situated on a .12-acre lot with no HOA, you'll enjoy the freedom to personalize your property while being just minutes from Payson and endless outdoor recreation. Conveniently located near National Forest access, hiking, fishing, and ATV trails, this home is ready for you to enjoy everything Rim Country has to offer.

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $47,832. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,352
Property typeSingle Family
MLS #7065663
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,628/mo
Source est. payment (PITI)
$1,961/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$47,832

Asking price minus remaining loan balance. Closing costs are additional.

$0$47,832
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.