FOR A SAVINGS OF $600 PER MONTH, 5.375% ASSUMABLE LOAN AT $741,000 BALANCE ~ This privately tucked away home on a hillside cul-de-sac impresses with an extended driveway and spacious 4-car garage. A welcoming courtyard leads into a thoughtfully designed split floor plan with soaring 10-foot ceilings and a bright, open great room--ideal for entertaining and everyday living. Oversized sliding doors create seamless indoor-outdoor flow to a beautifully landscaped backyard featuring a covered patio, pavers, turf, and lush greenery. The chef's kitchen shines with a large island and stylish finishes. Two flexible bonus rooms offer space for an office, gym, media room, or more. The home includes two en suite bedrooms with large closets, plus two additional bedrooms, a full bath, and powder room.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $11,196. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.