MOTIVATED SELLERS;This charming home is ready for you! It features a cozy kitchen adorned with granite countertops, white cabinets. You'll find ample storage throughout the house. The spacious backyard offers plenty of room, complete with RV parking, RV gate, plus 2 walk through gates, & a dog run. A clean slate for your landscaping ideas, and NO HOA fees. This home has solar panels to help control the utilties in the Az summer months. APS Electric bill from May 2025- April 2026 May 2025 -$208.88 June 2025 -$170.29 July 2025 -$138.41 August 2025 -$108.11 September 2025 -$69.52 October 20.25 -$30.14 November 2025 $8.45 December 2025 -$192.11 January 2026 -$58.70 February 2026 $30.38 March 2026 $94.85 April 2026 $38.99
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.