Properties / 3518 Trevino Drive
VA ASSUMABLERate: 6.34%

3518 Trevino Drive

$494,500
Sierra Vista, AZ 85650
3 beds2 baths2,275 sqftSingle Family
The assumable advantage
6.34%
VA assumed rate
$80,051 interest already paid off
Estimated Loan Balance$381,844
Cash to close$113,546
Est. Monthly PITI$2,771
Initial Loan Amount$396,000
Time on site50 days
Remaining Term26 years, 10 months
Seller's equity (what you pay)
$112,656
Cash or secondary financing
Monthly savings
$446
Versus today's market rate
Est. savings per year
$5K
Versus today's market rate

About this home

Welcome to this gorgeous, highly updated 3-bedroom, 2-bath home offering a true tropical oasis feel. The lush backyard creates a private paradise perfect for bird watchers and anyone seeking their own peaceful getaway. The amazing water feature with koi adds to the ambiance, inviting you to unwind, feed the fish, and enjoy the soothing sounds of your own backyard sanctuary. Adding to the home's exceptional value, the purchase price includes owned solar, which will be paid in full at the close of escrow, This lovely home features an open concept with a beautifully remodeled kitchen, boasting all-new appliances, and serves as a welcoming space to gather, cook, & entertain. Adjoining the kitchen is a large laundry. The expansive primary suite is a The expansive primary suite is a true retreat, featuring a generous walk-in closet. The spacious primary ensuite has dual vanities, and a separate soaking tub and shower. Off of the primary suite you will find a wonderful bonus room, that could be used as an office or would make a great place for a hot tub. On the west side of the home are two additional, generously sized bedrooms and a large guest bath. For added efficiency and value this home offers all-new windows, a new roof, a tankless water heater and so much more. Additionally, there are two finished, insulated and wired outbuildings (approximately 12'x24' and 10'x12'), offering endless possibilities. Ideal for a home office, fitness, workshop, hobby room, or future casita. Centrally located & thoughtfully updated, this Home offers a true experience with the tranquil koi pond and a cascading waterfall, providing the soothing sights and sounds of a tropical getaway. Whether you are enjoying quiet mornings by the water or hosting guests in your inviting indoor and outdoor spaces, this home offers a unique blend of comfort, efficiency, and luxury. This property is conveniently located near walking/biking paths, shopping, dining and Ft. Huachuca. Come discover everything this wonderful home has to offer!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $112,656. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet2,275
Property typeSingle Family
MLS #7044784
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,470/mo
Source est. payment (PITI)
$2,771/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$112,656

Asking price minus remaining loan balance. Closing costs are additional.

$0$112,656
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.