Properties / 460 E HIGHWAY 82
VA ASSUMABLERate: 2.74%

460 E HIGHWAY 82

$426,000
Huachuca City, AZ 85616
3 beds2 baths2,000 sqftSingle Family
The assumable advantage
2.74%
VA assumed rate
$27,999 interest already paid off
Estimated Loan Balance$178,855
Cash to close$250,035
Est. Monthly PITI$1,187
Initial Loan Amount$200,750
Time on site50 days
Remaining Term24 years, 7 months
Seller's equity (what you pay)
$247,145
Cash or secondary financing
Monthly savings
$1,678
Versus today's market rate
Est. savings per year
$20K
Versus today's market rate

About this home

Beautiful Custom Build Single level Home 360-degree mountain views. 3.71 acres Fully fenced-where necessary. Free RV Parking, Separate RV hookup, Dump station. Water, Electric panel. Multi Family living with separate entry. 2 laundry rooms. Vaulted ceilings. Open Concept. New: HVAC. New: Water Heater.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $247,145. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet2,000
Property typeSingle Family
MLS #6966782
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$834/mo
Source est. payment (PITI)
$1,187/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$247,145

Asking price minus remaining loan balance. Closing costs are additional.

$0$247,145
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.