Properties / 49084 W HUISATCH Road
FHA ASSUMABLERate: 4.98%

49084 W HUISATCH Road

$312,500
Maricopa, AZ 85139
3 beds2 baths1,456 sqftSingle Family
The assumable advantage
4.98%
FHA assumed rate
$66,344 interest already paid off
Estimated Loan Balance$303,697
Cash to close$10,233
Est. Monthly PITI$2,161
Initial Loan Amount$323,924
Time on site50 days
Remaining Term25 years, 9 months
Seller's equity (what you pay)
$8,803
Cash or secondary financing
Monthly savings
$97
Versus today's market rate
Est. savings per year
$1K
Versus today's market rate

About this home

*** APPROVED SHORT SALE *** Seize the chance to own this expansive 3.45-acre horse property! Discover a large RV carport, a 2-vehicle attached carport, and a shed for additional storage. The 3-bedroom, 2-bath home features an open layout with vaulted ceilings, a soothing palette, blinds, and wood-look flooring. The well-appointed kitchen comes with granite counters, white shaker cabinets, sleek stainless steel appliances, and an island with a breakfast bar for quick meals. The primary bedroom includes a private bathroom with a soaking tub and a walk-in closet. Unwind at the end of a long day on the charming deck, perfect for dining al fresco. The sprawling outdoor space offers breathtaking mountain views and abundant space for an oasis or a dream ranch. Make it yours today!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $8,803. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,456
Property typeSingle Family
MLS #7039887
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,746/mo
Source est. payment (PITI)
$2,161/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$8,803

Asking price minus remaining loan balance. Closing costs are additional.

$0$8,803
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.