Nestled in the scenic desert landscape of New River, this beautifully maintained home at 42812 N 45th Drive offers the perfect blend of comfort, space, and Arizona charm. Situated on a generous lot with stunning mountain views and peaceful surroundings, this property delivers the privacy and tranquility buyers crave while remaining conveniently close to shopping, dining, and freeway access. Inside, you'll find an open and inviting floor plan filled with natural light, spacious living areas, and thoughtfully designed finishes throughout. The well-appointed kitchen flows seamlessly into the main living space, making it ideal for entertaining or everyday living. The expansive backyard provides endless possibilities for outdoor enjoyment, with your own private pool and artificial grass.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $420,188. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.