Properties / 32210 N COLORADO Lane
VA ASSUMABLERate: 6.71%

32210 N COLORADO Lane

$389,000
San Tan Valley, AZ 85143
3 beds2 baths1,569 sqftSingle Family
The assumable advantage
6.71%
VA assumed rate
$29,453 interest already paid off
Estimated Loan Balance$139,782
Cash to close$249,065
Est. Monthly PITI$1,205
Initial Loan Amount$144,777
Time on site0 days
Remaining Term27 years
Seller's equity (what you pay)
$249,218
Cash or secondary financing
Monthly savings
$1,359
Versus today's market rate
Est. savings per year
$16K
Versus today's market rate

About this home

Your search is over! This beautifully updated, move-in ready 3-bedroom, 2-bath home offers an inviting open floor plan with stylish upgrades throughout. LVP flooring, shutters, and ceiling fans add comfort and appeal, while the kitchen features quartz countertops and a newer granite composite farmhouse sink. The bathrooms have been refreshed with newer cabinetry. Enjoy the low-maintenance backyard with artificial turf, a newly installed covered patio, and a paver walkway. Additional features include a front security screen door, soft water system, and reverse osmosis. Don't miss the opportunity to make this lovely home your own!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $249,218. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,569
Property typeSingle Family
MLS #7079358
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$935/mo
Source est. payment (PITI)
$1,205/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$249,218

Asking price minus remaining loan balance. Closing costs are additional.

$0$249,218
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.